What is Your Limit?

Improving peer-to-peer payment platforms

After hitting a Zelle transfer error in the Chevron Federal Credit Union app—without knowing my daily limit—I questioned why such critical information was hidden. Research confirmed this wasn’t an edge case: surveying 132 users revealed that 77% didn’t know their daily sending limits, and 31% of those who checked struggled to find them. Competitive analysis showed most banks rely on reactive, error-first patterns that frustrate users rather than guide them.

Client

Personal project

Services

Visual Design UX Writing

Industries

Financial services

Date

May 2025

Original error experience for Chevron Federal Credit Union
Original error experience for Chevron Federal Credit Union
Original error experience for Chevron Federal Credit Union

I redesigned CFCU’s Zelle error experience to balance transparency with simplicity. The updated microcopy clearly states the daily timeframe, displays the actual limit, and offers actionable next steps, turning a dead end into an educational moment.

Updated error experience for Chevron Federal Credit Union
Updated error experience for Chevron Federal Credit Union
Updated error experience for Chevron Federal Credit Union
Revolut, Chase and Bank of America error experiences
Revolut, Chase and Bank of America error experiences
Revolut, Chase and Bank of America error experiences

This approach improves awareness without cluttering the interface. Next, I’ll validate the design with the original participants to measure confidence and clarity gains.

Key Takeaway

Thoughtful microcopy can transform moments of failure into moments of clarity—building user confidence without adding interface clutter.

Key Takeaway

Thoughtful microcopy can transform moments of failure into moments of clarity—building user confidence without adding interface clutter.

Key Takeaway

Thoughtful microcopy can transform moments of failure into moments of clarity—building user confidence without adding interface clutter.

“Design is not just what it looks and feels like. Design is how it works.”

-Steve Jobs

© Aaliyah Koledoye 2026

“Design is not just what it looks and feels like. Design is how it works.”

-Steve Jobs

© Aaliyah Koledoye 2026

“Design is not just what it looks and feels like. Design is how it works.”

-Steve Jobs

© Aaliyah Koledoye 2026